There are two main options to choose from when it comes to van lease breakdown cover – personal cover and vehicle. Here’s a quick comparison to help you decide which is right for you:
Personal cover
- Protects you as an individual and provides cover for any vehicle you drive
- Reassuring if you frequently drive multiple vehicles
- Usually more expensive than vehicle cover
- Requires you to be present in the vehicle at the time of the breakdown
Vehicle cover
- Protects a single vehicle, regardless of who’s driving it
- A cost-effective option if your van is driven by employees
- Ideal if you only have one vehicle in your fleet
- May not provide cover if you drive different vehicles
Types of van breakdown cover
Not all roadside assistance policies are created equal and it’s important to understand what type of coverage you have. Here’s a closer look at the options:
Roadside assistance
The most basic form of cover, roadside assistance provides help if your van breaks down on the road. A technician will attempt to repair your vehicle onsite or arrange for it to be towed to the nearest garage.
European breakdown cover
If you regularly travel to Europe for work or play, this type of breakdown cover is essential. It provides cover for breakdowns that occur anywhere on the continent.
Onward journey cover
If a breakdown leaves you stranded far from home, onward journey cover steps in with alternative travel or accommodation to help you reach your destination.
National coverage
Whether you’re in a major city or the middle of the countryside, help is never far away with national coverage.
Home start
When your van breaks down on your doorstep, home start cover sends a technician to repair your vehicle at home. If unsuccessful, they’ll arrange for it to be towed to a nearby garage.